NOTICE OF MORTGAGE FORECLOSURE SALENOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: January 4, 2022 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $333,841.00 MORTGAGOR(S): Christian Fonseca and M Jessica T Alberto, married to each other, jointly MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for American Financial Network Inc dba: Orion Lending, its successors and assigns DATE AND PLACE OF RECORDING: Recorded: February 17, 2022 Hennepin County Recorder Document Number: 11079018 ASSIGNMENTS OF MORTGAGE: And assigned to: PennyMac Loan Services, LLC Dated: November 5, 2025 Recorded: November 6, 2025 Hennepin County Recorder Document Number: 11416771 Transaction Agent: Mortgage Electronic Registration Systems, Inc. Transaction Agent Mortgage Identification Number: 100412800027477549 Lender/Broker/Mortgage Originator: American Financial Network Inc dba: Orion Lending Residential Mortgage Servicer: PennyMac Loan Services, LLC COUNTY IN WHICH PROPERTY IS LOCATED: Hennepin Property Address: 8025 Thomas Ave S, Bloomington, MN 55431 Tax Parcel ID Number: 05-027-24-13-0017 LEGAL DESCRIPTION OF PROPERTY: Lot 3, Block 1, Kramer Addition, according to the plat thereof, Hennepin County, Minnesota AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $323,043.61 THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: January 12, 2026 at 10:00 AM PLACE OF SALE: County Sheriff`s office, Hennepin County Sheriff, Room 190, Old Courthouse, 350 South Fifth Street, Minneapolis, Minnesota. to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 13, 2026, or the next business day if July 13, 2026 falls on a Saturday, Sunday or legal holiday. Mortgagor(s) released from financial obligation: NONE THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. DATED: November 24, 2025PENNYMAC LOAN SERVICES, LLC MORTGAGEEWILFORD, GESKE & COOK, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 057381-F1NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for January 12, 2026 at 10:00 AM has been postponed to February 11, 2026 at 10:00 AM in the Hennepin County Sheriff`s office, Hennepin County Sheriff, Room 190, Old Courthouse, 350 South Fifth Street, Minneapolis, Minnesota. in said County and State. DATED: April 1, 2026 MORTGAGEE: PENNYMAC LOAN SERVICES, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for February 11, 2026 at 10:00 AM has been postponed to March 13, 2026 at 10:00 AM in the Hennepin County Sheriff`s office, Hennepin County Sheriff, Room 190, Old Courthouse, 350 South Fifth Street, Minneapolis, Minnesota. in said County and State. DATED: January 27, 2026 MORTGAGEE: PENNYMAC LOAN SERVICES, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for March 13, 2026 at 10:00 AM has been postponed to April 13, 2026 at 10:00 AM in the Hennepin County Sheriff`s office, Hennepin County Sheriff, Room 190, Old Courthouse, 350 South Fifth Street, Minneapolis, Minnesota. in said County and State. DATED: February 24, 2026 MORTGAGEE: PENNYMAC LOAN SERVICES, LLC NOTICE OF POSTPONEMENT OF MORTGAGE FORECLOSURE SALE The above referenced sale scheduled for April 13, 2026 at 10:00 AM has been postponed to May 13, 2026 at 10:00 AM in the Hennepin County Sheriff`s office, Hennepin County Sheriff, Room 190, Old Courthouse, 350 South Fifth Street, Minneapolis, Minnesota. in said County and State. DATED: April 1, 2026 MORTGAGEE: PENNYMAC LOAN SERVICES, LLC WILFORD, GESKE & COOK, P.A. Attorneys for Mortgagee 7616 Currell Boulevard, Suite 200 Woodbury, MN 55125 (651) 209-3300 File Number: 057381-F1(April 3, 2026) 4150907